Business Banking


Custom-made solutions for your business


Our Business Banking Unit will help you reach your financial goals no matter the nature and size of your business. We have a team of professionals ready to give you tailor-made solutions for your business.

  • Large Corporates

    Our Business Banking Unit is a customer-focused provider of business banking solutions to large corporates, which include lending, deposit taking, transactional banking and international banking. Our Team of Relationship Managers has over the years nurtured long-standing business relationships with corporate customers. The Unit provides working capital and capex finance through:

    • Overdrafts
    • Acceptance Credits
    • Short-Term Loans
    • Commodity Financing
    • Bank Guarantees
    • Trade Finance
    • Leasing Products
    • Project Finance
    • Order Finance
    • Bill Discounting
    • Structured Finance.
  • Small to Medium Enterprises (SMEs)

    Our SME Banking Unit offers small to medium businesses a wide range of solutions that cover financing working capital, asset and capital expenditure as well as savings and investment options to help them grow into formidable enterprises. The services and products offered include:

    • Current Accounts
    • Saving Accounts
    • Fixed Term Investments
    • Overdrafts
    • Working Capital Loans
    • Invoice Discounting
    • Order Finance
    • Leasing
    • Guarantees
    • Bonds
    • Value Chain Financing
    • Advisory Services.
  • Agribusiness

    Our Agribusiness Unit structures and facilitates lending to the agricultural sector. Our experienced Team of Account Relationship Managers advise clients on financing options available to meet their requirements for agricultural and associated processes. It offers a number of products, which include seasonal loans and overdrafts, acceptance credits and bank guarantees. We walk the journey with you and our Relationship Managers make regular visits to clients’ farms to monitor progress and offer relevant advice.

  • Women Owned Enterprises

    We have a dedicated unit that looks after women-owned or run small to medium enterprises. The main objective is to empower women in business, as a traditionally marginalised group and see them grow from one business level to another.