Cosmas Zvikaramba

Bachelor of Science in Applied Mathematics from the National University of Science and Technology (NUST)

Mr. Zvikaramba has over 14 years of experience in risk management within the financial services industry. He worked for ZB Financial Holdings in various senior risk management roles prior to joining NMB Bank. He has extensive experience in enterprise risk management, market risk, liquidity risk, funding and capital risk, credit risk, and Asset & Liability Management (ALM), coupled with progressive years in strengthening risk governance frameworks, implementing stress testing methodologies, and enhancing financial risk analytics to support strategic decision-making and regulatory compliance.

He joined NMB Bank as Middle Office Manager -Risk Management and was subsequently appointed Head – Risk Management Department.